How to use a Credit Card Wisely

Most people believe they should have a credit card in order to prove they are an adult and able to build a credit score. The truth is that most people take this idea too far and begin charging purchases they cannot afford. Typically this is called “living beyond one’s means.” While there is no credit […]

10 Ways to Save Money Fast

We all can find places to save a dollar here, a dollar there. Adding up all those dollars can really impact your budget in a positive way. Let’s talk about 10 simple ways to save money. Save money take lunch to work.  Those $7-10 dollar a day lunches add up quick! Assuming you eat out […]

8 Golden Rules of Financial Prosperity

Below are the 8 Golden Rules of Financial Prosperity: 1. Always have several streams of income: never rely on one income from one source only. 2. As soon as you start to earn, start to put aside a certain amount to create an automatic money source: I remember I have always had my own portfolio […]

How to Stop Impulse Buying

You go out for a window shopping or just want to buy some daily items, you come across an item that attract your intention to buy, the product look too good to you at that moment and without considering it, you take the item to pay at cashier. But, you find out later that the […]

PPO HMO Insurance Differences Explained

This article discusses the differences between PPO HMO insurance differences in simple terms first lets start with what PPO and HMO mean. What is HMO HMO stands for Health Maintenance Organizations health insurance plans What is PPO PPO stands for Preferred Provider Organization health insurance plans PPO HMO Insurance Differences PPO is a reimbursement and […]

Paper Shredder and Identity Theft Shredding Guide

One of the best ways to reduce identity theft is to use a paper shredder to avoid identity theft of financial documents. As you will see in the identity theft shredding guide when you buy paper shredders they vary widely to their features, intended use and level of security. In addition paper shredder not only […]

Credit Card Safety Guide

Credit Card Safety Guide show you how a number of easy ways to keep your credit card safe. Credit and debit cards have become a large part of our everyday lives and are an easy way to pay for goods or services. Unfortunately, they have also become a target for fraud which cost the economy […]

Prevent Identity Theft in 14 Easy Steps

The need to prevent identity theft is something you think only happens to other people. As we know identity theft is a fast growing crime, here are 14 ways to prevent identity theft and protect you identity. Prevent Identity Theft Step No 1 Obtain a credit report at least once a year every six months […]

How to Become Debt Free

To become debt free is a great idea here are 10 steps to put you on the path towards being debt free Take Stock To have a true idea of the debt and how to tackle it make a list of what money is incoming and what you owe. Draw up a budget Budgeting is […]

How to Save Money on your Electricity, Gas and Water Bills

Follow these easy steps and and save money on your electricity , gas and water bills combined they could save over £1000 and spend it on a holiday! Although these saving are in pounds the saving will still translate what ever the currency! Turn the lights off Annual saving – £200 Very Simple just turn […]

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